How to Understand and Maintain your Credit Score.

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The Last Judgement   Last week credit companies made some changes to how your FICO score is calculated. If you are buying a house, refinancing a house, or renting an apartment- you are being judged based on your credit score. I …

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2.9 Million for City of Tacoma Downpayment Assistance?

The New Tribune is reporting that the City of Tacoma has the opportunity to claim 2.9 Million of the 3.9 Billion Dollar Housing Bill congress passed in July. “Pierce County is eligible for about $4.4 million, and the City of …

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Adjustable vs Fixed Mortgages Explained. Also- What are Mortgage Points?

Here is a great post on the blog QVisory about the difference between a fixed and adjustable rate mortgage. It’s mortgage rates 101: the difference between a fixed and adjustable rate home loan. Just like it sounds, a fixed rate …

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Is Now the Time to Buy?

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I get this question all the time.  I’m sure every Realtor does.  These days every accountant, grocery checker, and therapist probably does too.  Sometimes I get it from first time homebuyers, sometimes from people who’ve bought and sold several houses.  My answer …

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Foreclosure Terminology

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  I do not exaggerate when I say that at LEAST once a day, someone will ask me a question about foreclosures.  Foreclosure terminology can be a bit intimidating, but it’s easy to learn.  Here are some common terms and …

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My Real Tacoma: My First and Only Place

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  By Erik Hanberg When I moved back to Tacoma in 2002 after four years away, I was blown away by the changes downtown. I loved that it was starting to feel like a real city. When I landed a …

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Interest Rates Drop!

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This morning in our weekly Crescent Realty Sales meeting, we had a visit from Paul Miller, a Mortgage Banker at National City Mortgage.  He had some great news: In a surprise move today, Treasury Secretary Henry Paulson announced the Federal …

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Free Homeownership Counseling from the State of Washington

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 With Pierce County apparently claiming the dubious honor of #1 in the state for home foreclosures, I find it shocking that there isn’t a greater effort underway to educate homeowners about Washington State’s Free Homeowner Counseling Line.    Just so …

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