With the $8,000 tax credit scheduled to end Nov. 30, the number of home buyers looking to take advantage of the credit (as well as the historically low prices and low interest rates) is starting to increase as the year winds down, especially as we start seeing glimmers of an economic upturn for the real estate market. If you’ve been waiting for the right window of opportunity to purchase your first home, (or put your home on the market) this might be the time. I’d be happy to answer any questions you might have. Feel free to call me or email me any time. For more information on the Tax Credit, visit http://www.federalhousingtaxcredit.com/2009/faq.php.
About Marguerite

Marguerite is a Realtor who loves helping people buy and sell houses in the City of Destiny. She is a licensed skydiver, a karaoke addict, and lover of the internet. Voted "Best Tacoma Real Estate Agent" by the readers of Tacoma KOMO in 2011.
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When do you think you would have to have the sale started by to be complete by Nov. 30th.
FHA loan 25% down. first time buyer?
Typically FHA loans take 30 days to close. You want to double check with the lender that prequalified you to make sure they don’t have any special time frames they have to do.
For example, I had a client tell me her lender told her they couldn’t do FHA in fewer than 60 days. This is pretty unusual.
I had two clients go FHA in August and one of the loans took 30 days and the other took 20.
If I was you I would try to have something under contract by November 1st at the absolute latest. Remember- a LOT of people are going to be rushing to take advantage of the credit at the last minute- so if you can get ahead of that curve- all the better! Feel free to call or email me if you have any questions.